While you’re tidying up and tucking away during this year’s spring cleaning, make a list of what makes up your home. What’s new, what can’t you live without or would need to be urgently replaced if your home is damaged or destroyed and most importantly how much are each of those items worth.
Take pictures or videos, keep bills, receipts, warranties and instruction manuals for your more valuable possessions. They can serve as proof of ownership. Make sure you print and store your list with your receipts in a safe place (like a safety deposit box) or save it to an online account so it’s always accessible.
And while list making is good, don’t forget to make sure your insurance agent knows about those new items or renos. They’ll know best how to make sure you’re covered.
Not sure where to start creating your own home insurance checklist? Here’s a simple form that you can fill out on your tablet or print out. Click here for the Wawanesa Personal Property Inventory Checklist.
For more information on home insurance checklists go to the Insurance Bureau of Canada